According to prominent crypto community figure Duefe, holding at least 1,000 XRP could pave the way to financial freedom by 2029.

In a recent tweet, this well-known expert shared a strong suggestion with crypto investors: consider buying and holding 1,000 XRP until 2029. Essentially, Duefe believes XRP’s price will jump significantly enough that owning 1,000 XRP could genuinely change your life for the better and bring financial independence within just four years.

Currently, XRP is trading around $2.08. It’s been showing some positive movement, with a 0.52% increase in the last day and 1.47% over the past week. At today’s price, accumulating 1,000 XRP would require an investment of approximately $2,080.

Looking at the XRP landscape, there are about 230,853 on-chain addresses holding between 500 and 1,000 XRP. Interestingly, a larger group, 528,736 addresses, are already holding between 1,000 and 5,000 XRP.

Defining Financial Freedom

Now, when Duefe talks about a ‘joyous and free life’, the specifics are open to interpretation. Of course, for many in the crypto world, the dream is early retirement and a life of comfort. Others simply aim to earn enough to enjoy life’s finer things.

What “financial freedom” truly means varies from person to person, often depending on where you live and your lifestyle aspirations. For someone in a high-cost area like the U.S. with luxurious tastes, financial freedom might mean having $2 million or more.

On the other hand, for those in regions with a lower cost of living, $500,000 could be more than enough. So, for a 1,000 XRP portfolio to reach $500,000, XRP would need to hit a price of $500 per coin. And if XRP were to climb to $2,000, that same 1,000 XRP would be worth a cool $2 million.

To reach those ambitious price points of $500 and $2,000, XRP would need to skyrocket by 23,936% and a massive 96,053% from its current value, respectively.

Why 2029? The Bull Cycle Connection

The year 2029 isn’t arbitrary. It aligns perfectly with the expected next big crypto bull run that many investors are anticipating. This timing follows the predicted Bitcoin halving in 2028, an event historically known to trigger significant price surges across the cryptocurrency market.

We saw something similar in the 2024/2025 cycle, where XRP’s price jumped dramatically from around $0.50 to over $3.3. While the market has cooled off somewhat recently, many XRP fans still believe it’s poised for another substantial climb before this cycle ends.

Therefore, experts like Duefe are betting on XRP experiencing substantial growth in the next bull market, likely around 2028/2029.

XRP Price Projections for 2029

While there’s widespread optimism for XRP’s potential in the 2028/2029 market cycle, its exact value at that time is still uncertain.

Changelly, for instance, predicts XRP could reach a maximum of $13.21 by 2029. According to this forecast, 1,000 XRP could be worth $13,210.

However, Telegaon, another popular prediction platform, is even more bullish, suggesting XRP will outperform Changelly’s 2029 expectations. Telegaon’s forecast puts XRP’s price between $25.06 and $36.79 in 2029. Hitting the higher end of that range, at $36.79, would make a 1,000 XRP portfolio worth $36,790.